/* ====== GENERAL ====== */
    body {
        font-family: 'Titillium Web', sans-serif;
        margin: 0;
        padding: 0;
        background-color: #f8f9fa;
        color: #000000;
    }

    .hero-header {
        position: relative;
        height: 400px;
        background-color: #091535;
        /* background: url('../images/2211.w026.n002.2762B.p1.2762\ edited.jpg') center center / cover no-repeat; */
        display: flex;
        align-items: flex-end; 
    }

    .hero-overlay {
        width: 100%;
        padding: 2rem;
        background: linear-gradient(to top, rgba(0, 0, 0, 0.9), transparent 80%);
    }

    .hero-texts {
        color: #fff;
        text-align: left;
        max-width: 1000px;
        margin: 0 auto;
    }

    .hero-texts h1 {
        font-size: 2.5rem;
        margin-bottom: 0.5rem;
    }

    .hero-texts p {
        font-size: 1.2rem;
        color: #f1f1f1;
    }

    /* ====== SECTION HEADING ====== */
    .section {
        padding: 40px 20px;
        max-width: 1100px;
        margin: auto;
    }

    .section h2 {
        font-size: 1.8rem;
        font-weight: 600;
        color: #00395a;
        border-left: 4px solid #e2b902;
        padding-left: 10px;
        margin-bottom: 20px;
    }

    .accordion-header h2 {
        font-size: 1.4rem;
        font-weight: 600;
        color: #00395a;
        border-left: 4px solid #e2b902;
        padding-left: 10px;
        margin-bottom: 20px;
    }

    /* ====== ANNUAL REPORTS GRID ====== */
    .grid {
        display: grid;
        grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
        gap: 20px;
    }

    .card {
        display: block;
        background: white;
        border-radius: 8px;
        box-shadow: 0 2px 8px rgba(0,0,0,0.1);
        overflow: hidden;
        transition: transform 0.3s ease, box-shadow 0.3s ease;
    }

    .card img {
        width: 100%;
        height: 350px;
        object-fit: cover;
        display: block;
    }

    .card:hover {
        transform: translateY(-5px);
        box-shadow: 0 4px 12px rgba(0,0,0,0.15);
    }

    /* ====== ACCORDION ====== */
    .accordion {
        width: 100%;
        max-width: 1100px;
        margin: 40px auto;
        border-radius: 8px;
        background: #fff;
        box-shadow: 0 2px 8px rgba(0,0,0,0.08);
    }

    .accordion-item {
        border-bottom: 1px solid #e5e5e5;
    }

    /* SPACING BETWEEN MAIN ACCORDION ITEMS */
    .accordion-item + .accordion-item {
        /* margin-top: 20px; */
        border-top: 2px solid #e5e5e5;
        /* padding-top: 5px; */
    }

    .accordion-header {
        width: 100%;
        background: #f5f8fb;
        color: #00395a;
        font-size: 1.1rem;
        font-weight: 600;
        padding: 10px 20px;
        text-align: left;
        border: none;
        outline: none;
        cursor: pointer;
        display: flex;
        justify-content: space-between;
        align-items: center;
        transition: background 0.3s ease;
    }

    .accordion-header:hover {
        background: #eaf2fa;
    }

    .icon-toggle {
        color: #e2b902;
        transition: transform 0.3s ease;
    }

    .accordion-item.active > .accordion-header .icon-toggle {
        transform: rotate(180deg);
    }

    /* Main accordion content */
    .accordion-content {
        display: none;
        background: #fff;
        padding: 20px;
    }

    .accordion-item.active > .accordion-content {
        display: block;
    }

    .accordion-content > p {
        margin: 0 0 15px 0;
        color: #555;
        line-height: 1.6;
    }

    .accordion-content ul {
        list-style: none;
        padding: 0;
        margin: 10px 0;
    }

    .accordion-content li {
        margin-bottom: 12px;
        padding: 8px 0;
        font-size: 1rem;
        /* font-weight: 600; */
        transition: color 0.3s;
    }

    .accordion-content a {
        text-decoration: none;
        color: #000000;
        display: block;
    }

    .accordion-content a:hover {
        text-decoration: underline;
        text-decoration-color: #e2b902;
    }

    /* ====== INNER ACCORDION (inside FCRA) ====== */
    .inner-accordion {
        margin-top: 15px;
        border: 1px solid #e5e5e5;
        border-radius: 6px;
        background: #fdfdfd;
    }

    .inner-accordion .accordion-item {
        border: none;
        margin-top: 0 !important;
        padding-top: 0 !important;
    }

    .inner-accordion .accordion-item + .accordion-item {
        border-top: 1px solid #e5e5e5;
        margin-top: 0 !important;
        padding-top: 0 !important;
    }

    .inner-accordion .accordion-header {
        background: #f9fbfd;
        font-size: 1rem;
        color: #000000;
        padding: 12px 16px;
        font-weight: 600;
        border-bottom: none;
    }

    .inner-accordion .accordion-header:hover {
        background: #f1f8ff;
    }

    /* Inner accordion content - HIDDEN by default */
    .inner-accordion .accordion-content {
        display: none;
        background: #fff;
        padding: 15px;
    }

    .inner-accordion .accordion-item.active > .accordion-content {
        display: block;
    }

    /* Smooth nested accordion visibility */
    .inner-accordion .accordion-content ul {
        padding-left: 10px;
        margin: 0;
    }

    .inner-accordion .accordion-content li {
        margin-bottom: 10px;
        padding: 5px 0;
    }

    /* ====== RESPONSIVE ====== */
    @media (max-width: 768px) {
        .card img {
            height: auto;
        }
    }